Therefore, an individual health care plan is essential. Lack of tax benefits; One of the prime benefits of a health insurance plan apart from timely and quality medical attention is the tax deduction under section 80D of the Income Tax Act. However, a group health insurance plan does not provide this benefit to the employees. Custom Health Plans is a full-service Texas health insurance broker. We provide you with affordable health insurance quotes for a reliable health care plan in Texas. Based in Plano, Texas, our team of professionals has more than 30.